Real gold is not afraid of fire. As a natural currency and a safe-haven gold, it has long been a very popular investment tool. The resources are independent and of high value and are not restricted to any country or trade market. They are not involved in the company or the government. Therefore, investing in gold can often help investors avoid problems that may occur in the economic environment. Moreover, gold investment is the world's least tax-intensive investment project. The biggest advantage of gold is risk aversion. No matter how the international situation changes, as long as you hold one ounce of gold, you will still have one ounce of gold after 100 years.
Gold investment is a permanent, timely investment. For thousands of years, gold has always exuded her radiance, charm, and with its unique characteristics - non-destructive, easy to circulate, preserve value, investment, stored value function as the first choice for people's asset preservation. No matter how history changes, the power of state is more convenient, or the exchange of currency currency, and the value of gold - forever.
In today's uncertain economic and political environment, many investors have turned to investing in gold, calling her "the currency without borders," so gold is the most important and safest asset in any environment at any time. Choosing gold as an investment target will become more and more affluent people; more and more people who are deeply trapped in the stock market need to think about it.
Indeed, as a worldwide investment tool, gold has a global quotation, strong anti-inflation ability, a lower tax rate than stocks, fair and equitable gold price movements, easy transfer of property rights, and easy pawn. advantage.
Due to international and domestic political factors, demand factors, speculation factors, etc., the [great rise" of gold in recent years has been promoted, or because the price of gold has been attractive in recent years, many new gold investors have been born. Many gold investors lack professional knowledge in investment, so they have suffered a lot in a blind state. Many investors simply invest in aesthetically pleasing standards or trade paper gold for the sake of convenience.
Investment and wealth management is not made, and gold trading is the same, similar to stocks. Therefore, the basic knowledge of financial management of gold trading is still needed, and it is not a choice for foreign exchange gold companies. Not all investments can be profitable. So it is very important to get started. Next, I will introduce the investment benefits of gold itself in a step-by-step comparison of various investment derivatives, so that you have a more comprehensive understanding of gold investment.
Therefore, at present, gold investment is not only invested in gold bars, gold coins, or even gold jewelry, but there are also many different types of gold accounts in the market. Most of the gold investors that Liu Zhixin has contacted are paper gold. Some of them are gold TD. They can only be said to be the most basic gold investment. At present, there are 8 kinds of gold investment that I have come into contact with. Yes: gold spot, paper gold, physical gold, gold jewelry, gold futures, gold options, gold stocks, gold and silver coins.
Its own investment advantages:
Convenience of property transfer
The transfer of funds, without any obstacles to the registration system, and the transfer of housing, stocks, must be handled. If you plan to give a home and a piece of gold to your children, you will find it convenient to transfer the gold and let the children move away, but the house will be much more laborious. In contrast, many Other investment products have tax items that are easy for investors to ignore. In particular, inheritance tax, when you want to transfer property to your next generation, the best way is to turn the property into gold, and then turn your gold into other property by your next generation, which will completely eliminate the high Estate tax. From this point of view, the liquidity of these assets is not as superior to gold.
The best mortgage in the world
Since gold is an internationally recognized item, it is not worthy of buyers. Therefore, general banks and pawn shops will give more than 90% of short-term loans to gold, and the maximum amount of housing mortgage loans will not exceed 70% of the value of property evaluation.
There is no bookmaker in the gold market
Spot gold is also commonly referred to as the world's largest stock. Any regional stock market may be manipulated; but this is not the case in the gold market, because the gold market is a global investment market, and the daily trading volume is huge, so no consortium and institutions can be manipulated. Such a huge market is completely regulated by the market. There is no banker in the spot gold market, the market is regulated, the self-discipline is strong, and the regulations are sound. Because the gold market is a transparent and efficient market, gold investors have also obtained a large investment guarantee.
A comparison of the various investment varieties:
Many people don't know that gold investment has a lot of ways. Here, physical investment, including gold bars, gold coins, jewelry, etc., as well as gold management accounts, gold certificates, gold stocks, gold funds, gold wealth management accounts and futures. Gold and so on will not say, the shortcoming is that small investment is meaningless, big investment is not easy to grasp, but also for professional requirements, is not a good choice for popular simple transactions, here focus on paper gold, gold TD and spot gold. Because Liu Zhixin is very curious why he chooses paper gold that is so costly and has so low income. Since he has chosen the gold TD, why not choose the spot gold that is very advantageous in comparison with the other side?
I don't say anything about paper gold, gold TD, spot gold, the definition is very long, and no one is watching it. I simply make comparisons and comments;
Paper gold:
Let's not say whether you are investing one gram or ten grams. For the utilization of funds, the cost is very high, and of course the income is small and pitiful. Paper gold is white, it is empty gloves, white wolf, set the whole body and retreat, set is not good, once the crisis collapses, paper gold really becomes a "paper."
The "paper gold" transaction is not involved in real money. It is a service provided by a bank. The account is a precious metal. Investors do not need to use the accounting method to invest in gold through physical purchase and settlement. The settlement of the real gold, the transaction costs can be lower; it is worth noting that although it can be equivalent to holding gold, but the "gold" in the account can not be exchanged for physical, and "deposit" has no interest. [Paper Gold" is a 100% capital, one-way type of trading, which is a relatively stable one that is directly invested in gold. But it is still very inconvenient to operate.
At present, there are three banks in China that have started the paper gold business, namely the gold treasure of the Bank of China, the gold banker of the Industrial and Commercial Bank of China, and the account of China Construction Bank. For this kind of gold investor, I can only say that it is a small white in the financial investment industry. Such a gold investment is actually a waste of time, a small investment, and the income is not as good as the wages of an ordinary person. High, the income is actually very small. If you use that money to invest in paper gold and get a small return on income, I can only say that you are full and have nothing to do, this is to spoil your money and your time. The money to invest in any of the wealth management products is higher than this.
Gold TD:
For futures gold, gold TD, such investors are considered to be a little investment behavioral awareness in the financial industry. However, it is still not enough, although the current domestic Shanghai gold exchange can do. However, there are still many shortcomings in the comparison of transactions.
Although it is a two-way transaction with spot gold, it is still relatively insufficient in the utilization of funds. There are relatively few time transactions, and there are limits on the increase. This is no different from speculating US stocks. It is still bought in RMB, so the cost is also Relatively very high, so like paper gold, there is no investment benefit. Since TD is chosen, spot gold should be the best choice.
Spot gold:
Whether it is from the capital utilization rate or relative income, it is much better than paper gold and gold TD. The trading time is almost 24 hours, T0 mode, ready to buy at any time, the US dollar price, and international standards. The normal fluctuation of spot gold will have about 10 points a day, and the renminbi gold will fluctuate by two points, that is, it will rise by two. Let's count an account.
For example, one gram of gold is 280 yuan, and if you buy 1000 grams, you need to invest 280,000 yuan. Two pieces of income of 2,000.
Spot gold is worth 1000 dollars, 10 points, the income is 1000 dollars, converted into RMB 6880 or so.
If you buy the spot gold with the same investment of 280,000 gold TD, which is equivalent to more than 40,000 US dollars, how many hands?
40 lots, how much is the 10 points? A point of income of 100 dollars, 40 hands, 10 points of income, 40,000 dollars, equivalent to 275,320, double the income! You said that if you have 280,000 to go to the gold TD instead of investing in spot gold, is it very stupid?
But many people will think that although spot gold is so good, I have not touched it, I don't know how to choose the platform, the security of funds, etc. This is also no need to worry about it; you only need to know that there are seven gold trading markets in the world;
1 London Gold Market
2 Zurich Gold Market,
3 US New York and Chicago Gold Market
4 Hong Kong Gold Market (Gold and Silver Trade Market)
5 London Gold Fixing
6 Tokyo Gold Market
7 Singapore Gold Institute
If you choose one of the exchange's platforms, then we need to invest in spot gold. Of course, choosing Hong Kong's gold and silver trade market is the best. Don't say that the outer disk is not good, or how, any product is in line with international standards, and the outer disk generates a formal investment benchmark.
The market for the outer disk is far ahead of the domestic market (the domestic market is derived from the imitation of the outer disk), the outer disk market has been very perfect, there is no problem in the transaction, and the transaction is carried out on the international unified MT4 software. Clear and clear.
The international market is very large, and the amount of funds is tens of thousands of dollars per day. The personal funds are like water droplets in the sea. No one can think of manipulating the speculation market, the market environment is clean and the transactions are more fair.
The domestic oil market is lack of supervision, all the chaos, and eventually the end, and the outer disk is different, each external disk has the relevant institutions to supervise, such as ASIC, FCA, etc., some regulatory agencies with strict supervision . The qualifications are more complete and the transaction is more assured.
